Broker Check

Our Holistic Planning Process

Retirement should be a fulfilling, joyful chapter in your life—a time to explore new adventures without the weight of financial worries. At Evergreen Wealth Advisors, we're here to help you create and manage a financial plan that takes the stress out of preparing for retirement, so you and your family can enjoy the bright, comfortable future you worked hard for.

Let Us Guide You

The Bucket Plan®: Your Plan for Peace of Mind in Retirement

Imagine having a plan that brings every part of your financial life together—taxes, insurance, assets, investments, and even Medicare—under one caring roof. Our holistic Bucket Plan® strategy does just that, intentionally coordinating your finances to meet your needs today, in the near future, and well beyond. This proactive, adaptive approach addresses common retirement risks while paving the way for a smooth transition into this exciting next chapter by offering:

  • Tax-efficient asset allocation
  • Strategic risk management
  • Steady income flow
  • Flexibility and adaptability
  • A plan for your legacy

Discover how The Bucket Plan® offers a proactive, thoughtful strategy that goes beyond traditional methods to secure your financial well-being:

Creating Your Personal Bucket Plan® 

Our innovative Bucket Plan® divides your finances into three balanced segments—or "buckets"—each designed to meet your unique financial goals:

  • Now (present-2 years): Funds set aside for your immediate needs, covering everyday living costs, unexpected expenses, or that much-needed family vacation.
  • Soon (2-10 years): A dedicated reserve for near-term expenses and moderate investments. This bucket grows with you, helping to keep pace with inflation and support your evolving plans, yet remains easily accessible.
  • Later (10+ years): Money focused on long-term growth, designed to yield higher returns to help secure a future filled with peace and prosperity, for you and yours.

By considering your timeline, risk tolerance, and income needs, we craft a dynamic, personalized plan that is as unique as your life. The Bucket Plan® also uses key concepts like The Money Cycle to simplify financial planning to help you avoid sequence of returns risk and other pitfalls in retirement. Learn more about how a holistic plan can help protect your income:

The Bucket Plan® Book

The Bucket Plan® has transformed the way many retirees and pre-retirees approach planning for the future. The blueprint we follow comes from the best-selling retirement planning guidebook, The Bucket Plan: Protecting and Growing Your Assets for a Worry-Free Retirement, an indispensable, highly readable resource that has helped many people like you build and protect their livelihood in retirement. Whether you’re new to financial planning or adding to your knowledge base, this book is an essential guide on your journey.

Professional Financial Planning, Family-First Approach

Helping you achieve the retirement of your dreams is not just our job—it’s our passion. Unlike some financial advisors who take a one-size-fits-all approach, we take the time to explain exactly how your savings are protected. As Bucket Plan Certified® advisors and former educators ourselves, we believe knowledge is power—and fully understanding all parts of your financial picture allows you to feel confident in planning for retirement, so you can truly enjoy it when you get there.

Take the first step toward a brighter, more secure future. Schedule your complimentary 20-minute consultation with an Evergreen Wealth advisor, and together, we’ll craft a personalized plan that honors your unique needs, values, and family legacy.

Let Us Guide You