More Americans Fear Going Broke in Retirement Than Death — But Here’s Why That’s the Perfect Time to Take Action
According to a new study by Allianz Life, the majority of Americans — 64% to be exact — say they are more afraid of running out of money in retirement than they are of death itself. It’s a striking statistic, and it reflects a growing concern shared across generations: inflation, taxes, and uncertainty around Social Security are fueling real financial anxiety. 1.
But here’s the truth — while fear can be a powerful motivator, sitting in that fear without a plan is what truly puts your future at risk.
My colleagues and my clients can often hear me say: “Sometimes the worst action is inaction.”
Instead of letting stress over an uncertain retirement paralyze you, this is actually the best moment to take control of your future. A thoughtful, comprehensive retirement plan isn’t just a document — it’s peace of mind.
How Evergreen Wealth Advisors Can Help
At Evergreen Wealth Advisors, we know you don’t want a cookie-cutter solution or generic advice. That’s why we sit down with you, one-on-one, and build a hand-held, written plan tailored to your life and your goals. We walk through every “what if” scenario so that you’re not left wondering.
Our planning takes into account:
• Inflation protection
• Tax efficiency strategies
• Healthcare and long-term care considerations
• Market volatility and sequence of returns risk
• Longevity planning — because running out of money isn’t an option
We help turn retirement from something you dread into something you can look forward to.
So yes, it’s true — fear of going broke is real and growing. But fear doesn’t have to control your future. With the right plan in place, you can confidently step into retirement knowing you’re covered from every angle.
Don’t wait. Schedule a complimentary appointment so we can start building your retirement roadmap today.
Because the worst thing you can do… is nothing.
1. https://www.allianzlife.com/about/newsroom/2025-press-releases/americans-are-more-worried-about-running-out-of-money-than-death